Owner Financing · Oklahoma City
Your path to homeownership starts here.
Transparent owner financing for creditworthy Oklahoma families. Own your home from day one, build equity with every payment, and refinance into a traditional mortgage when you're ready.
A Recent Closing
“We got the keys in 30 days.”
Sarah & Mike T. · Edmond
What we do
Homeownership for families banks overlook.
We help creditworthy Oklahoma families ready to own a home but need time to improve their credit. We purchase the home you choose and provide owner financing while you build toward a traditional mortgage.
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Own from day one
Not renting. The deed is in your name at closing.
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Build equity
Every payment chips away at principal — value compounds for you, not a landlord.
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No lost option fees
Nothing to forfeit. Your down payment is real equity.
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Transparent pricing
Clear contracts. No hidden costs. No predatory clauses.
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Credit reporting
We report payments to all three bureaus, building your score over time.
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Professional support
Guidance from application through refinance — we succeed when you do.
How it works
Five steps. One straightforward path.
Application to keys to refinance — here's the whole arc.
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01
Apply Online
5-minute application. Pre-qualified within 24–48 hours.
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02
Find Your Home
Work with any realtor across the OKC metro. We'll help guide you.
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03
We Purchase
Dodici buys the home and writes a transparent owner-financing agreement.
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04
Close & Move In
Standard 30-day closing. Sign papers, get keys, start your future.
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05
Refinance
Build credit through on-time payments and move to a traditional mortgage.
The numbers
Program details at a glance.
A fixed 30-year structure with the flexibility to refinance whenever you're ready.
Example · $350,000 Home
- Down Payment (7%)
- $24,500
- Closing Costs
- ~$2,000
- Total Due at Closing
- $26,500
- Monthly Payment
- ~$2,737
| Down Payment | 7% of purchase price |
|---|---|
| Closing Costs | Approximately $2,000 |
| Interest Rate | 9.5% fixed for 30 years |
| Loan Term | 30 years · refinance typically in 1–3 |
| Credit Reporting | Yes — to all three bureaus |
| Property Range | $150,000 – $550,000 |
| Service Area | Oklahoma City metro |
| Prepayment Penalty | None |
Real stories
Families now living in the homes they own.
“We got the keys to our dream home in just 30 days.”
“Dodici Homes believed in us when banks said no.”
“We built equity while improving our credit.”
Ready to start your journey?
Complete your application in 5 minutes. Pre-qualification within 24–48 hours.